Airport lounge access by credit card in India
88 cards from 20 banks: the domestic lounge visits each gives, what unlocks them, and the international access. Each line links to the bank's own page it was checked against; last checked 4 Oct 2026. Banks change these often, so confirm in your bank's app before you rely on one.
HDFC
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Infinia checked 4 Oct 2026 · bank page | Unlimited | None (primary and add-on; Infinia and Infinia Metal). Swipe the card; a ₹2 validation charge applies | Unlimited via Priority Pass (primary and add-on) |
| Diners Club Black checked 4 Oct 2026 · bank page | Unlimited | None (primary and add-on; Black and Black Metal). No voucher model, no spend gate — confirmed on the bank page and the Sep 2026 terms | Unlimited (Diners Club lounges) |
| Regalia Gold checked 4 Oct 2026 · bank page | 3 / quarter | From 1 Jul 2026: spend ₹60,000 in the preceding calendar quarter (EMI excluded). Swipe the card; no vouchers. A card opened in the last month of a quarter gets the next quarter free of the gate | 6 / year via Priority Pass (no condition) |
| Regalia (classic) checked 4 Oct 2026 · bank page | 2 / quarter (vouchers) | Spend ₹1,00,000 in the calendar quarter; vouchers for self and add-on. Closed to new applicants; existing cards continue | 6 / year via Priority Pass (apply after 4 card uses) |
| Diners Club Privilege checked 4 Oct 2026 · bank page | 2 / quarter (vouchers) | From 1 Jul 2026: spend ₹60,000 in the previous calendar quarter; generate the vouchers on SmartBuy, valid to the end of the next quarter | 1 / quarter (voucher, same spend gate) |
| Millennia checked 4 Oct 2026 · bank page | 1 / quarter (voucher) | Spend ₹1,00,000 in the calendar quarter, then choose one lounge voucher or a ₹1,000 brand voucher (rule since 1 Dec 2023; the August line of ~₹10,000 was wrong) | — |
| Tata Neu Infinity checked 4 Oct 2026 · bank page | 2 / quarter (vouchers) | Spend ₹50,000 in the calendar quarter | 4 / year (1 / quarter) |
| Tata Neu Plus checked 4 Oct 2026 · bank page | 1 / quarter (voucher) | Spend ₹50,000 in the calendar quarter | — |
| Marriott Bonvoy checked 4 Oct 2026 · bank page | 12 / year | None (domestic and international terminals within India) | 12 / year (Diners lounges outside India) |
| Swiggy checked 4 Oct 2026 · bank page | None | None | — |
| Pixel Play / Pixel Go checked 4 Oct 2026 · bank page | None | None | — |
Axis
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Atlas checked 4 Oct 2026 · bank page | 8–18 / year by tier (Silver 8 · Gold 12 · Platinum 18) | None — tier from annual spend milestones; the ₹50,000 gate is waived for Atlas. From 28 Aug 2026 swipe the Atlas card at domestic lounges, not Priority Pass | 4–12 / year by tier via Priority Pass (Silver 4 · Gold 6 · Platinum 12) |
| Magnus / Magnus Burgundy checked 4 Oct 2026 · bank page | Unlimited once unlocked | Spend ₹50,000 in the previous 3 calendar months (waived for the issuance month plus three). From 28 Aug 2026 Priority Pass is NOT valid at Indian domestic lounges — carry the card and the boarding pass | Unlimited via Priority Pass + 4 guest visits / year |
| Reserve checked 4 Oct 2026 · bank page | Unlimited | None (primary and add-on; 12 guest visits / year). Present the Reserve card with the boarding pass | Unlimited via Priority Pass + 12 guest visits / year |
| Burgundy Private / Olympus / Primus checked 4 Oct 2026 · bank page | Unlimited | None (spend gate waived). Invitation-only cards | Priority Pass (international only) |
| Horizon checked 4 Oct 2026 · bank page | 6 / quarter (Mastercard World) or 8 / quarter (Visa Signature) | None (spend gate waived) | Priority Pass — count varies by network, verify |
| Select checked 4 Oct 2026 · bank page | 2 / quarter | Spend ₹50,000 in the previous 3 calendar months (since 1 May 2024) | Up to 12 / year via Priority Pass (membership renews on ₹3 lakh annual spend) |
| Privilege checked 4 Oct 2026 · bank page | 2 / quarter | Spend ₹50,000 in the previous 3 calendar months (since 1 May 2024) | — |
| Samsung Axis Infinite checked 4 Oct 2026 · bank page | 8 / year | Spend ₹50,000 in the previous 3 calendar months (Samsung Axis Signature: 4 / year, same gate) | — |
| IndiGo Axis / IndiGo Axis Premium checked 4 Oct 2026 · bank page | 1 / quarter (IndiGo) · 2 / quarter (Premium) | Spend ₹50,000 in the previous 3 calendar months | — |
| Ace checked 4 Oct 2026 · bank page | 4 / year | Spend ₹50,000 in the previous 3 calendar months | — |
| Flipkart Axis checked 4 Oct 2026 · bank page | None | Lounge access withdrawn 20 Jun 2025 | — |
| Airtel Axis checked 4 Oct 2026 · bank page | None | Lounge access withdrawn 12 Apr 2026 (was 4 / year) | — |
| Neo checked 4 Oct 2026 · bank page | None | None — not in the Axis lounge programme | — |
ICICI
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Emeralde Private Metal checked 4 Oct 2026 · bank page | Unlimited | None (primary and Plus card) | Unlimited (primary and Plus card) |
| Emeralde checked 4 Oct 2026 · bank page | Unlimited | None (primary cardholder) | Unlimited (primary cardholder) |
| Times Black checked 4 Oct 2026 · bank page | Unlimited | None (primary cardholder) | Unlimited via Priority Pass |
| Sapphiro checked 4 Oct 2026 · bank page | 4 / quarter | Spend ₹75,000 in the preceding spends quarter (26th–25th cycle; rule since 1 Jan 2025) | 2 / year (no condition) |
| Rubyx checked 4 Oct 2026 · bank page | 2 / quarter | Spend ₹75,000 in the preceding spends quarter | — |
| Coral checked 4 Oct 2026 · bank page | 1 / quarter | Spend ₹75,000 in the preceding spends quarter | — |
| Adani One Signature checked 4 Oct 2026 · bank page | 4 / quarter | From 1 Jul 2026: spend ₹75,000 in the preceding spends quarter (was unconditional). Adani One Platinum is gated the same way; its count was not checked | 2 / year |
| MakeMyTrip ICICI checked 4 Oct 2026 · bank page | 2 / quarter | From 1 Jul 2026: spend ₹75,000 in the preceding spends quarter | 1 / year |
| Amazon Pay ICICI checked 4 Oct 2026 · bank page | None | None | — |
SBI Card
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Aurum not re-checked: verify with the bank · bank page | 4 / quarter (16 / year) | None per trackers — verify on the bank page (invitation-only; the product page could not be read) | Unlimited |
| Elite checked 4 Oct 2026 · bank page | 2 / quarter (8 / year) | None. Not affected by the 10 Jan 2026 cut | 6 / year via Priority Pass (max 2 / quarter) |
| Prime checked 4 Oct 2026 · bank page | 2 / quarter (8 / year) | None | 4 / year via Priority Pass (max 2 / quarter) |
| Miles Elite not re-checked: verify with the bank · bank page | 2 / quarter (8 / year) + extra visits on spend | Base visits unconditional; +1 domestic visit per ₹1 lakh spent, capped — verify the current cap | 6 / year via Priority Pass |
| Miles Prime not re-checked: verify with the bank · bank page | 2 / quarter (8 / year) + extra visits on spend | Base visits unconditional; +1 domestic visit per ₹1 lakh spent, capped — verify the current cap | 4 / year via Priority Pass |
| Miles / Pulse checked 4 Oct 2026 · bank page | 1 / quarter (4 / year) | None; cut from 8 / year on 10 Jan 2026 (also Doctor's SBI Card, Air India SBI Platinum, Etihad Guest) | — (Priority Pass visits chargeable) |
| BPCL Octane not re-checked: verify with the bank · bank page | 1 / quarter (4 / year) | None per trackers — verify; the bank's 10 Jan 2026 lounge PDF lists Octane as eligible without a count | — |
| Club Vistara SBI / Club Vistara SBI Prime not re-checked: verify with the bank · bank page | 1 / quarter (CV) · 2 / quarter (CV Prime) | None per trackers — verify. Vistara merged into Air India (Nov 2024); the cards are closed to new applicants and being phased out | CV Prime: Priority Pass visits chargeable |
| Cashback not re-checked: verify with the bank · bank page | None | None | — |
Amex
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Platinum Travel checked 4 Oct 2026 · bank page | 2 / quarter | DEVALUED 1 Oct 2026: spend ₹70,000 in Jul–Sep 2026 for the Oct–Dec visits, then ₹1,00,000 per calendar quarter for the next quarter's visits (was unconditional) | — (Priority Pass membership, visits chargeable) |
| Platinum Reserve not re-checked: verify with the bank · bank page | 3 / quarter (12 / year) | None; the Amex page says only "complimentary access to domestic lounges" — the count is the trackers', verify. Centurion Lounge access on this card ended 1 Sep 2023 | 2 / year via Priority Pass |
| Platinum (charge) checked 4 Oct 2026 · bank page | Yes (partner lounges) + Centurion lounges | None; Priority Pass is for international use only | 1,550+ lounges via the Global Lounge Collection |
| Gold (charge) not re-checked: verify with the bank · bank page | None | None — not among the Amex cards with lounge access | — |
| Membership Rewards (MRCC) not re-checked: verify with the bank · bank page | None | None — not among the Amex cards with lounge access | — |
HSBC
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Premier checked 4 Oct 2026 · bank page | Unlimited | None | Unlimited + 8 guest visits / year |
| TravelOne checked 4 Oct 2026 · bank page | 6 / year | None | 4 / year |
| Live+ checked 4 Oct 2026 · bank page | 2 / year | None | 1 / year (added 26 Jul 2026) |
Kotak
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| White Reserve checked 4 Oct 2026 · bank page | Unlimited | None (primary and add-on) | Unlimited via the Priority Pass network (swipe the card) |
| White checked 4 Oct 2026 · bank page | 2 / quarter (8 / year) | None (not in the ₹75,000 gate list) | 4 / year via Priority Pass |
| Privy League Signature checked 4 Oct 2026 · bank page | 2 / quarter | From 1 Jun 2025: spend ₹75,000 in the calendar quarter for access the next quarter | 4 / year (paid variant only) |
| Royale Signature checked 4 Oct 2026 · bank page | 2 / quarter | From 1 Jun 2025: spend ₹75,000 in the calendar quarter for access the next quarter | — |
| Zen Signature checked 4 Oct 2026 · bank page | 2 / quarter | From 1 Jun 2025: spend ₹75,000 in the calendar quarter for access the next quarter | 3 / year |
AU
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Zenith+ not re-checked: verify with the bank · bank page | 4 / quarter | None — the bank's terms exempt Zenith+ from the ₹50,000 gate (add-on eligible); the count is the trackers', verify | 4 / quarter via Priority Pass |
| Zenith checked 4 Oct 2026 · bank page | 2 / quarter | From 10 Apr 2026: net retail spend ₹50,000 in the previous calendar quarter (primary only) | 2 / quarter via Priority Pass |
| Vetta checked 4 Oct 2026 · bank page | 1 / quarter | From 10 Apr 2026: net retail spend ₹50,000 in the previous calendar quarter (primary only) | 1 / quarter via Priority Pass |
| ixigo AU not re-checked: verify with the bank · bank page | 2 / quarter | Spend ₹50,000 in the previous quarter — verify | 1 / year via Priority Pass (on request) |
| LIT not re-checked: verify with the bank · bank page | 1 / quarter as a paid add-on feature | Lounge access is an optional paid feature, not complimentary — verify | — |
IndusInd
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Tiger checked 4 Oct 2026 · bank page | 2 / quarter | None — not spend-gated, unlike the rest of the IndusInd range | 2 / year via Priority Pass |
| Legend checked 4 Oct 2026 · bank page | None | Lounge feature discontinued 7 Mar 2025 | Priority Pass membership (visits chargeable) |
| Pinnacle not re-checked: verify with the bank · bank page | 1 / quarter | From Apr 2026 (first gated quarter Jul–Sep 2026): spend ₹1,50,000 in the previous quarter — the bank notice as reproduced by trackers, verify | Varies |
| Indulge / Solitaire / Crest / Legacy not re-checked: verify with the bank · bank page | 6 / 4 / 2 / 1 per quarter | From Apr 2026: spend ₹5,00,000 (Indulge, Solitaire) or ₹1,50,000 (Legacy; Crest reported at both) in the previous quarter — the steepest gates in the market, verify your card | Varies |
| EazyDiner Platinum not re-checked: verify with the bank · bank page | None | The bank page shows no lounge benefit (its ₹30,000 / quarter gate is for EazyDiner Prime renewal); older sources cite 2 / quarter — verify | — |
Yes Bank
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Marquee checked 4 Oct 2026 · bank page | 6 / quarter | From 1 Apr 2025: spend ₹1,00,000 in the previous calendar quarter (primary and add-on; 2 guest visits / quarter) | Unlimited via Priority Pass — verify |
| Reserv checked 4 Oct 2026 · bank page | 3 / quarter | From 1 Apr 2025: spend ₹1,00,000 in the previous calendar quarter (primary and add-on) | 6 / year via Priority Pass — verify |
| BYOC / Paisabazaar / Select / Essence checked 4 Oct 2026 · bank page | 1 / quarter | From 1 Apr 2025: spend ₹50,000 in the previous calendar quarter (Essence ₹25,000); primary only | — |
RBL
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| World Safari checked 4 Oct 2026 · bank page | 2 / quarter | From 1 Jul 2025: spend ₹35,000 in the previous calendar quarter; access from the 7th day of the quarter; primary only | 2 / year via Priority Pass + 1 voucher per quarter on ₹50,000 quarterly spend |
| Icon not re-checked: verify with the bank · bank page | 2 / quarter | From 1 Jul 2025: spend ₹35,000 in the previous calendar quarter (the gate is the bank FAQ's; the count is the trackers') | Varies |
| Insignia Preferred Banking World not re-checked: verify with the bank · bank page | 2 / quarter | Verify the current spend gate (invitation-only; not in the ₹35,000 gate list) | Varies |
Standard Chartered
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Ultimate checked 4 Oct 2026 · bank page | 4 / quarter | None | 1 / month via Priority Pass on ₹20,000 spend in the previous month |
| EaseMyTrip not re-checked: verify with the bank · bank page | 1 / quarter | Verify the current spend gate | 2 / year |
| Platinum Rewards not re-checked: verify with the bank · bank page | None | None — not among the SC cards with lounge access | — |
Bank of Baroda
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Eterna / Eterna FD / Tiara / Varunah Premium checked 4 Oct 2026 · bank page | Unlimited once unlocked | From 15 Jul 2026 per the BOBCARD notice (trackers say 1 Oct 2026): spend ₹75,000 in the preceding calendar quarter (was ₹40,000) | Varies |
| Premier not re-checked: verify with the bank · bank page | 1 / quarter | Verify the current spend gate — the bank page says only "complimentary lounge visit every quarter" | — |
IDFC First
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Mayura not re-checked: verify with the bank · bank page | 4 / quarter (+1 guest) | The bank's lounge page lists 4 / quarter; its FAQ applies a ₹20,000 monthly spend to the listed cards — verify whether Mayura is gated | 4 / quarter |
| Ashva not re-checked: verify with the bank · bank page | 4 / quarter | The bank's lounge page lists 4 / quarter; its FAQ applies a ₹20,000 monthly spend to the listed cards — verify whether Ashva is gated | 2 / quarter |
| Wealth checked 4 Oct 2026 · bank page | 1 / quarter | From Apr 2026: spend ₹20,000 in the calendar month for the next month's access (was 2 / quarter) | 1 / quarter |
| Select checked 4 Oct 2026 · bank page | 1 / quarter | From Apr 2026: spend ₹20,000 in the calendar month for the next month's access (was 2 / quarter) | — |
| Classic / Millennia not re-checked: verify with the bank · bank page | None | None — not on the bank's lounge-access list (only the LIC Classic co-brand has 1 / quarter) | — |
| Debit cards not re-checked: verify with the bank · bank page | Varies by card | The programme moved to Elite Assist (TFS) — check the IDFC app | Varies |
Federal / Scapia
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Scapia (lifetime free) checked 4 Oct 2026 · bank page | Unlimited once unlocked | Spend ₹20,000 in the month, combined across the Visa/Mastercard and RuPay Scapia cards (raised from ~₹10,000 in Feb 2026) | — |
Federal
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Celesta not re-checked: verify with the bank · bank page | 2 / quarter | From 1 Oct 2025: spend ₹60,000 in the previous quarter; add-on cards no longer eligible (the bank's lounge page could not be read; rule per the tracker citing the bank notice) | 2 / year |
Niyo
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Niyo Global (debit / credit) not re-checked: verify with the bank · bank page | None | The domestic lounge programme ended 1 Apr 2024 | 1 lounge pass / quarter on international spend (₹50,000 per Niyo's 2024 note; trackers cite ₹75,000) — verify |
CSB / Jupiter
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| Jupiter Edge CSB RuPay not re-checked: verify with the bank · bank page | 2 / quarter (vouchers) | Spend ₹30,000 in the last 3 months; vouchers valid 3 months. Some sources cite 1 / quarter — verify | 2 / year |
OneCard
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| OneCard (all issuers) not re-checked: verify with the bank · bank page | None | None | — |
All banks
| Card | Domestic lounges | Condition | International |
|---|---|---|---|
| RuPay Select debit cards not re-checked: verify with the bank · bank page | 1 / quarter | From 1 Apr 2026: spend-based via NPCI's BMS — ₹5,000 POS or online spend in the previous quarter per the issuing banks (the threshold may vary by bank; NPCI's circular confirms the model, not the figure). RuPay Platinum debit lounge access ended 1 Apr 2026 | 2 / year (same gate) |
Lounges by airport
Delhi · Mumbai · Bengaluru · Hyderabad · Chennai · Kolkata · Kochi · Ahmedabad · Goa · Goa · Pune · Jaipur · Lucknow · Guwahati · Thiruvananthapuram · Chandigarh